SERVICES
Education & Guidance
Providing clear, comprehensive insights into the SBA loan process, demystifying it for your franchisees.
Loan Package Preparation
Expertly compiling and presenting robust SBA loan packages for application and underwriting, increasing efficiency and success rates.
Qualification Assessments
Conducting thorough cash flow and credit analyses to help ensure franchisees are well-positioned for pre-approval, saving time and effort.
Closing Support
Expert support in navigating document requests, timing delays and potential challenges throughout the closing process.
At FLEX, we specialize in helping franchise owners access SBA financing with confidence and clarity. With years of direct experience as an SBA lender—including roles in underwriting, servicing, and franchise-specific lending—we bring an insider’s perspective to the table. Over the course of our career, we've facilitated over $100 million in SBA loans, giving us a unique ability to anticipate challenges and position our clients for success.
We combine that deep expertise with a hands-on, consultative approach to match clients with the right lenders and guide them through every step of the SBA loan process.
Our vision is simple: to demystify the SBA loan process and empower franchise owners to confidently secure funding for their business.
We believe that financing your franchise shouldn’t be overwhelming—or expensive. That’s why we never charge our clients. Instead, our fee is paid by the lender, ensuring you get expert guidance at no out-of-pocket cost. We’re here to make your financing journey faster, smoother, and smarter—so you can focus on growing your business.
Our Process
Step 1: Initial Consultation & Needs Assessment
We start by understanding your specific franchise goals, financial situation, and funding requirements for your acquisition or startup.
Step 3: Qualification Assessment
Our experts meticulously review your complete loan package, providing detailed feedback and assessing the likelihood of approval to optimize your submission.
Step 5: Guidance Through Underwriting
We provide hands-on support and expert advice throughout the underwriting process, ensuring a smooth and timely progression.
Step 7: Collect & Provide Closing Items
We assist you in gathering and submitting all necessary closing documentation to the lender for final preparations.
Step 2: Complete SBA Loan Package
You'll complete the necessary application and upload all required documents to begin building your comprehensive loan package.
Step 4: Lender Submission & Decisioning
We strategically submit your refined loan package to a suitable lender from our network for their thorough review and loan decision.
Step 6: Review Loan Terms & Conditions
Once your loan is approved, we guide you through reviewing and signing the commitment letter, ensuring all terms are clear.
Step 8: Receive Your Funds!
The final step: you receive your funds, ready to move forward with your franchise acquisition or startup
